Mr. Liberatore is the Founder and President of Carom Data, LLC, ("Carom") a Risk Management Consulting company, Primacy Investigations, a 24x7 investigation company and Primacy Case Management™, a Medical Case Management company.

With a background in Risk and Claims Management for large self-insured companies, Liberatore created Carom in October 2000 as a Risk Management Consulting firm. Carom's specialty is identifying ineffective Safety and Claims Management practices. It crafts and implements Behavioral Safety models as well as highly efficient Claim Management models.

We have proven, through benchmarking, that our models have consistently reduced both Frequency and Severity over 35% in Commercial Auto and Workers' Compensation.

Two services companies under Carom include Primacy Case Management™ and Primacy Investigations.

Primacy Case Management™ provides medical case management services that encompass a deep and swift investigation with the management of the injury by focusing on the physical, emotional, financial, vocational and motivational aspects of the disability.

Mr. Liberatore's work history includes Progressive Insurance Company, FFE Industries, Johnson & Higgins (Insurance Brokerage) and Sedgwick Claims Management Services. While with Progressive he was involved in the design and implementation of a national, 24x7 central claims processing unit for Transportation risks. At FFE Industries in Dallas, TX he was the Director of Risk. While at Johnson & Higgins he helped form and Co-Chaired the Transportation Industry Practice Group. With Sedgwick CMS, a national Third Party Administrator, he served as the National Director of the Liability Practice and Transportation Practice Leader.

Carom, Primacy Investigations and Primacy Case Management™ are supported by a network of collaborators that includes 24x7 Loss Reporting call center, Medical Investigation and Analysis, Force Analysis for low speed impact collisions, Bio-Mechanical Analysis, Accident Reconstruction, Surveillance and Background work. Carom also performs in-depth Claim Audits in Workers' Compensation and Commercial Auto in order to identify inefficiencies in the claim handling process that results in higher loss costs.

Carom is credited with reducing costs (Workers' Compensation and Commercial Auto) by greater than forty percent (35%) for several large trucking companies.